Investor Points of Few – The Snowmen of the Apocalypse

On top of Ned Davis Research’s current 65% recommended equities allocation (that’s high, by the way), right now they calculate the chance of recession at 1.8%, and the chance of it happening over 12 months at just 7%.┬áSomebody’s wrong here, folks. And my money says that it’s not NDR who’s missing the bigger picture…

Investor Points of Few – The Pensions Gamble…

When an employer commits to making a specific pension payment or a lump sum to you (or even a combination of the two) when you get to retirement age, they call that a Defined Benefit pension. Your employer comes up with the amount of that Defined Benefit (DB) based on a mathematical formula that includes things like your earning’s history, how long you worked there and your age.