The Top 6 Best Self-Employed Mortgage Deals in the UK

By Ed Emerson

HNW Magazine has uncovered the top 6 best self-employed mortgage providers in the UK; the banks who understand how you record your earnings and work with millions of contractors, freelancers, start-up business people and the self-employed.

Our forthcoming report The Steps to Getting a Mortgage When You’re Self-Employed is out soon and tells you exactly what you need to do to apply to each of these lenders.

Remember: Don’t waste your time applying to banks or through brokers who don’t understand or have experience working with the self-employed mortgages sector. Those efforts never end well.

Focus instead on the lenders who know the self-employed, freelancer and contractor mortgages space.

And then look out for our free report to guide you the rest of the way: 

Aldermore Bank 

The under-the-radar lender for mortgage applicants in the self-employed space and/or who run their own business.


The first of the contractor-friendly lenders for self-employed professionals who rolled out mortgages to non-IT contractors a few years ago.


Like the Halifax, Clydesdale joined the self-employed mortgages market a few years ago.


This might be the best stop for many self-employed professionals looking for a mortgage, particularly if the above options thus far seem less than accommodating.

Virgin Money 

If you’re a contractor operating through an umbrella company this may be the mortgage lender for you.

Saffron Building Society

While some lenders in this space prefer IT contractors, Saffron takes a more inclusive approach and welcomes contractors from all niches and pay grades.

Want to know more? 

Why not see what HNW Magazine’s Self-Employed Mortgages section here has to offer you in terms of advice, guidance and options.

And look out for HNW Magazine’s report The 5 Steps to Getting a Mortgage When You’re Self-Employed for consultants, freelancers and entrepreneurs, out soon, and take advantage of the mistakes others have made so that you don’t have to.

Ed Emerson, Editor, HNW Magazine

Follow HNW here - For the life you want to lead...

Leave a Reply

Your email address will not be published. Required fields are marked *